[Pendle Week #76] – TVL REACHES ATH – HOW TO OPTIMIZE CAPITAL EFFECTIVELY

This week, Pendle's TVL officially hit an all-time high of over $2 billion. If you have been with Pendle as long as I have, you will understand: this is not just a number – it is a sign that DeFi capital is returning to more stable, safe, and practical yield strategies.

No FOMO, no hype, Pendle quietly becomes a capital anchoring place for both large funds and intelligent individual players.

🔥 Why is the capital flowing back to Pendle?

✅ Fixed yield stablecoin returns to double-digit levels

✅ New pools are continuously launched – multi-chain, multi-asset

✅ M1 Capital, Euler, Hyperwave, and SparkleX are all actively integrating with Pendle.

✅ Real TVL, real cash flow – no longer a "test" DeFi

🔥 How Lisa is optimizing capital this week

1. Stablecoin: Priority for PT approaching maturity

I choose to gather PT-hwHLP (USDC – 25/09) because:

PT‑APY ~18.27%

Good discount when nearing maturity

No need to worry about the token price – just hold until the end of the term to get it all back.

Additionally, PT-tUSDe (15/09) is yielding 15.3% – very ideal for rotating capital for 2–3 weeks, securing fixed profits.

2. ETH staking: Start with yoETH on Base

PT‑yoETH (25/09) is yielding ~7.6%

If you have held ETH on Base, here is an effective way to "send staking" without the need to lock yourself.

I keep a portion of ETH long-term here, with both yield and flexibility.

3. Monitor the upcoming pool

Lisa is keeping an eye on the pools:

kHYPE, ultraHYPE, ultraUSDT (HEVM – 18/12)

pUSDe (16/10) and sUSDe (27/11)

sKaito (29/01 – Base)

The LSD community is also preparing to launch.

spETH, LsETH, stOBOL – if the PT opens at a good price, I will enter immediately.

📌 Quick tips for newcomers

New to the game? → Buy the PT of stablecoin maturing near (15/09, 25/09)

Hold until maturity → Receive native tokens + fixed interest rate

No need to farm, no need to guess the price

🎯 Pendle this week is not "heating up" but is proving:

✔️ Stability is the new trend.

✔️ While the market is still uncertain, I choose to keep my money in a place where:

+ Clear interest rate

+ Manageable risk

If you want to optimize your stable yield or staking ETH but don't know where to start, feel free to ask. The Pendle Vietnam Telegram group has admin @Neoo_Nav who is always ready to share suitable strategies for each person.